In order to earn or spend money on the Internet, can not do without the use of electronic payment systems.
Such a lot, but from the rest are the two most well-known and widely used.
It YandexMoney and WebMoney.
YandexMoney - this is the most simple electronicpayment system. It is fairly easy to create, and then create your own wallet. On the other hand, such simplicity meant by a slight degree of protection. All the operations are actually using two passwords. The first required to sign in, the second - to confirm the money transfer. YandexMoney also operate with only one type of currency - the Russian ruble.
The disadvantages YandeksDeneg include:
- Weak protection against hacking (an attacker to take over other people's money is very likely) -
- Inability to pay in a popular online stores in Europe or the United States of America (YandexMoney remain profitable only in the CIS) -
- Difficulty to transfer finance operations in the banking and credit card.
- Easy access to private finance (we need only open a browser, and you can pay for various services) -
- Immediate payment for utility services, communication services, telephony and other servisov-
- The presence of the payment system in many terminals Russian Federatsii-
- It takes relatively little time to work operations with payment or transfer of funds.
WebMoney payment system is veryprotection against hacking. It operates on a large amount of currency, including a gold equivalent. There is a diversity of additional services, as well as information security and user identity verification. WebMoney certificates and confirmation of transactions through SMS messages, as much as possible keep finances from unauthorized access.
- Complex identification procedure, ieinconvenient to enter the WebMoney client (for payment is necessary to run the client permanently deploy the entire system, enter the password and ID, and may need to enter a key file, password and code them with a confirmation SMS) -
- Uncomfortable password recovery procedure if it is lost (if you lose the same key file to access your account, you can restore months) -
- The lack of Russian-speaking client servisov-
- The need to attach a bank card, for a transfer of her funds WebMoney-
- Difficulty in obtaining certificates, (most of them are paid).
Benefits to WebMoney Yandex Money:
- Higher degree of zaschity-
- Powerful, but somewhat slow Technical Support-
- Money WebMoney are accepted virtually all the paid online services around the world.