When buying an apartment, the most pressing issue in the future settlers to become the choice of a new or second homes. Especially if the price of the apartment, in this case is not much different.
These options have their pros and cons that you need to be sure to weigh before you decide to buy.
Today the market of new buildings more mobile, connectedit is with a large selection of options, lower prices, loyal credit programs. But the risks when buying such property is incomparably greater than when buying an apartment in the lived-in home. The main problem with the purchase of an apartment in a new building, is integrity and financial stability of the developers and investors. The most favorable purchase is the acquisition of apartment still in a newly built house on the pit level. Although the contract clearly stated deadlines house in operation, in fact, often there is non-compliance. And right we were talking about a couple of months delay, sometimes construction has been delayed for years. And developers do not carry any sanctions. Buying property in these homes, gather information about the developer company. Who specialized forums, people are willing to share their experiences. Also, you should not confuse a big name in construction co-investors. Cases where the major state corporations invested and renting the house occurred a serious delay, is not uncommon.
Even one serious drawback buildings caninclude the quality of trade-housing. As is now the houses are built with lightning speed, errors in construction can not be avoided. And the first surprises can be expected in the first year of residence. During the natural shrinkage of the house, you may encounter bursting tension ceilings, parquet flooring and crooked slits in the plastic windows. And this pattern can be observed for several years. If the prospect does not frighten you, the benefits from the purchase of new housing is there, and quite good.
A bit harder to look at buying an apartmentsecondary market. For the purchase and sale of the apartment must be free of encumbrances. So it no one should be registered, it must not be pledged to the bank, it does not have to be seized by the court (because of late payments on the loan, the canceled transactions, and so forth.). And check out these options is actually not so simple. That is why when buying an apartment is almost always necessary to refer to the realtor, and then, quite a large sum to pay for their services. Realtors are able to check the legal purity of the sold property. But risks still remain.
The advantages of the apartments on the secondary market can be attributedwhat you probably do not have to do a rough repair from scratch (although the state of the apartments is different). This is ideal for those who want to immediately call in a new home. After repairs in a new can last years, and the need to invest solidly. You will immediately know who your neighbors are, how much you have to pay for utilities and what to expect from the service management company.