Denomination is one of the economic terms that people fear as a fire. After all, in simple terms, denomination is "cutting off" extra zeros from banknotes.
That is, there were a hundred rubles, it was 10 or 1, depending on the extent of the problem.
If we use professional terminology, denomination is a change in the nominal value of bank notes in order to stabilize the currency after hyperinflation and simplify the calculations.
Rumors about the coming denomination in Russia have been going for several years. After 1998, when all the accumulation of Russians was drastically depreciated, most of the citizens are very much afraid of a repetition of the situation.
The inflation of 98th was like a bolt from the blue. Nobody expected it, and many saved the accumulated funds in rubles. But then there was a new trend to transfer savings to the currency, which rose in price, at least 3 times.
What threatens the denomination
The denomination is terrible, first of all, by the fact thatInstantly burn up all the accumulation of people, including nation-wide. The value of the stabilization fund varies depending on the nominal value of the funds operating in the country. And this is a direct impact on the economy, the general standard of living of citizens, production, etc.
A special issue related to the denomination is insurance. After all, everything was arranged at the same price and tariffs, and it was recalculated by new ones.
The denomination will directly affect those who haveLoans in Russian banks. After all, the cost will change very much in fact. And as bankers count it (and there is always a loophole that they can turn into themselves, not paying attention to the signed agreement), it is not known.
In addition, in case of denomination of the ruble andStrengthening of the dollar or the euro there will be quite large problems among those borrowers who took loans in dollars or other currencies. A sharp denomination can lead to the fact that the currency loan will rise in price, at least, twice.
Naturally, the denomination will bring problems to everyone, because Wages at work are unlikely to increase. On the reduction of the nominal value of the ruble, the managers of the companies, as well as their owners, may well play.
In addition to financial problems, the denomination bringsAlso one hundred psychological discomfort. So, you are already used to coming to the store and buying sausage for 200 rubles per kilogram. And now they say that it will cost about 20 rubles per kilogram. While all will be reconstructed, while will get used, there will be a lot of time.
Why use the denomination
The denomination itself is technicalThe procedure that should reduce the nominal value of the national currency. It is required for simplification of economic calculations and is usually applied against a background of high inflation.
They resort to a denomination when no otherMeasures are not capable of curbing price increases. Then they try to reduce the visibility of large expenditures, artificially turning them into small ones. After all, 10 rubles is not the same as 1000. True, it does not affect the improvement of production or agriculture at all.