Premium Gold debit and credit cardsGold produced in Sberbank through two payment systems - Visa Gold and MasterCard Gold. Gold Cards are presented as branding for business people with a high income and good credit history.
Most often they are produced gold.
Types of gold cards from Sberbank and their benefits
The performance characteristics of Visa Gold cardsMasterCard Gold is no different from the classic card - Classic and Standart. They can be used to pay for goods and services in stores and on the Internet, as well as withdraw cash. However, they expect advanced features and additional services. Their basic list of standards for each of the payment system. However, most banks complements the list of the privileges their own services and special offers.
The annual cost of card services in the Savings Bank Visa Gold or MasterCard Gold is 3000 rubles.
The basic set of additional services for VisaGold includes services in the event of an emergency (the owner of the card has the ability to instantly receive monetary compensation), medical and legal support in difficult situations, as well as round the clock assistance concierge service.
The minimum set of services for MasterCard Goldincludes support around the clock, the insurance program, special offers for business owners as well as participate in the "Priceless Moscow". The latter allows you, for example, to go to a private screening or look behind the scenes of theatrical productions.
The main benefit of owning such cards mayto evaluate those who travel a lot. Premium cards provide opportunities to issue special insurance program for traveling abroad, which cover up to 50 thousand. Dollars.
Maps provide additional benefits to fansmake purchases using a bank transfer. They are available discounts and special offers, both in Russia and abroad. The partner network consists of thousands of retail outlets, restaurants, hotels, theaters and cinemas, as well as other services worldwide. With their full list can be found on the websites of Visa Premium (www.visapremium.ru) and MasterCard Worldwide (www.priceless.com).
It is worth noting that the premium for creditcards Gold category, in contrast to the lower segment of the card, usually set a higher credit limit, and the interest rate reduced. Since the owners of annual card bank perceived as more reliable borrowers.
The owners of premium cards available to all servicesSberbank - "Mobile Bank" Sberbank Online, avtoplatezh. They can be connected with the card design. Maps are also participants of the bonus program "Thanks from the Savings Bank."
How to get a premium card from Sberbank
Gold Card can be issued in rubles, and indollars and euros, in any branch of Sberbank. For debit card borrower must apply for a card issue. It can also arrange the Russians over 18 years. From the documents need only a passport. After two weeks, you can pick up a map at the bank.
When making a credit card in addition to the passportrequire documents to verify the borrower's income, as well as his work (if the applicant is not a payroll clients). On this basis, the bank will decide on the maximum amount of the credit limit and interest rate.
The credit limit on the premium cards Gold is up to 600 thousand. Rubles. The interest rate is - 17.9% - 23% per year. Card Service - free of charge as part of a personal bank offers.
Age limit for registration of credit cards differ from debit, it is available to citizens between the ages of 21 to 51 years.
Also, a preliminary application for issue of cards can be issued without leaving your home online. This option is available on the Bank's website.