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How to open a current account for an individual


How to open a current account for an individual</a>

A settlement account is necessary for an individual to save his money or increase his income through the accrual of interest.

Its owner is always confident in the safety of his savings and at any time can withdraw or transfer the required amount without any problems.



Study the proposals of various banks on the openingCurrent account. To do this, you can visit the website of a credit institution on the Internet, go to the bank branch or call the help desk. Compare all the information received, determine the commission of the bank for the maintenance of the account, check whether it is possible to connect Internet banking, find out what services the bank will provide you.


Also determine the number of bank branches andATMs in your city. Read opinions and opinions about the bank in various media, on forums on the Internet or in ratings. Analyze all the information received and make a choice.


Gather the package of documents necessary forOpening of a current account. Write an application to the bank, make a copy of the passport and certify it with your signature. If you are engaged in private practice or are an individual entrepreneur, make a notarized copy of the relevant certificates and certificates.


Visit the bank during business hours. Contact the bank manager and inform about the desire to open a bank account.Countable score. In some banks it will be necessary to fill out a questionnaire, which indicates some information about yourself. The manager will tell you about all the packages for settlement accounts that are provided by the bank, and will help you to choose the most optimal. Sometimes, to open an account, you will need to make the first payment for raCountable Account or pay a bank commission.


Wait for the current account to open. As a rule, this happens on the day of application. Obtain an agreement to open an account with the bank specifying the rates and conditions. If this bank allows customers to use remote account management, you will receive the keys for access to telephone banking or Internet banking. Consult on the issues of changing and recovering passwords.

How to open a current account for an individual Was last modified: June 20th, 2017 By Reoroafx
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