The savings rate in Russia is not very high. According to statistics, there are savings every third citizen.
Oddly enough, but the more we earn, the more we spend. Therefore, it is impossible to accumulate money.
Then you need to act cunning.
Here are some simple ways to learn how to earn money.
The first method is designed for the whole year, ie 52 weeks. Since the first week you put into a piggy bank or your account 10 rubles. Every week, you should increase the amount. For example, in the second week, you set aside 20 rubles, in the third - 30, etc. And at the end of the year you have accumulated 13,780 rubles.
Savings on purchases. Maps of various discount supermarkets have virtually everyone. Each time, after going to the store, the delay amount of money you have saved by using discount cards. It should be specified in the check. The money you would have spent anyway if you did not have discount cards.
A very simple way - just fold every night all change in a jar. You'll be surprised how much you can save in this way.
Another clever way. If you pay the loan after repayment continue to make payments. Simply credited them to your account.