CASCO 50/50 - the first installment is paid, the second one only at the occurrence of the insured event. This program is a normal contract with a good discount.
However, the discount is not easy to provide, it is necessary to agree with many of the conditions that apply to this program.
Many large insurance companies offerTo its clients to use the voluntary insurance program "KASKO 50/50". What is this interesting insurance product, what are its advantages and disadvantages in comparison with conventional CASCO?
In fact, this is a normal insurance contract with the application of a franchise, which many motorists are afraid of as a fire.
Disadvantages of the program
All shortcomings lie in the contract itselfInsurance. Of course, the usual high-grade CASCO - it would be just an ideal option, but not everything is so simple. The given contract provides absolutely individual conditions of insurance.
Consider the terms of this program:
•; In most insurance companiesRestriction on drivers who will be admitted to management. Drivers must be at least 25 years old, with an experience of at least 5 years. Drivers who do not qualify for these conditions, it is impossible to issue a CASCO under a preferential program.
• Insurance compensation is paid only if the vehicle is completely destroyed or when the car is stolen.
• There are restrictions on the place of storage at night.
•; Payments are made less depreciation.
It turns out that in practice this programHas numerous restrictions that significantly reduce the cost of the insurance contract. Therefore, before you draw up a contract, you must carefully read the rules, and all the applications to the policy and only then make a decision.