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How to make a loan to the unemployed?

How to get credit for the unemployed?

Currently, credit is very popular.

Even citizens who do not have formal employment, may receive the necessary amount of debt easily.

The loan with the highest interest rate

Many large lenders are readyprovide consumer loans to citizens who are unemployed, conditions in this case are not the best. But choose not particularly necessary because the increased rate - is the need to eliminate the maximum risk. You will also need a number of documents - a passport, as well as pension insurance card. It is also necessary to specify the number of stationary and mobile phone. In addition, you must have a good credit history or even no. Bad credit history reduces the chance of getting a loan to a negative number.

The credit for starting a business

This credit will suit only those citizenswhich will be ready to bid farewell to his former work and do business. To do this you need to get back on the stock exchange, where to apply for a review of its business plan and officially register a company. Then, in the center of Entrepreneurship Support you will be given 120 thousand for the development of your business, and the bank can issue a loan of up to 500 000 rubles. Thus, you get a large sum of money, but will have to work a long time.

Take a certain amount of loan

There are private investors who are willing to give youa certain amount of money on the security of an apartment or vehicle. Of course, here you will not have to collect a lot of documents, but the risks are much higher, because it is not known what the investor will get to you.


Currently, there are organizations thatready to give you a certain amount of the loan immediately and on the basis of a passport. It may initially seem that this is the best option. However, do not rejoice, because in organizations such high stakes. In this manner they are trying to block their risks.

What not to do

Do not apply to firms that offeryou for a share of lending money to submit false documents for registration of the loan. They will confirm your working time and will be given the necessary document, but the bank will be able to easily calculate the scam, and thus you will be without a loan with a bad credit history.

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