Uninformed people believe that issue credit withoutpercent, and it is impossible to continue to use expensive banking products: short-term loans at high interest rates, loans in pawnshops on the security of property, and so forth.
What is interest-free loan? This credit is available to each bank and represents the period of concessional lending. This is the best option of processing the loan to pay.
Key features of concessional lending
- Usually the terms established by the contract, do not exceed 90-100 days.
- The amount of the loan ranges from a minimum of 30 to 50 thousand rubles. Sometimes the decision is made on its increase.
- Having a good credit history, as well as providing a full package of documents for the loan.
Make a credit card can be almost anyone, to collect the necessary documents and having a good credit history.
The approval of concessional lending can additionally provide the following:
- Documents solvent surety.
- Estate car or in Zalog
- Criminal record.
- A certificate of employment.
In addition, also take into account seniority and age of the borrower's future. The more experience would be, the more loyal conditions may offer credit organizations.
A significant advantage of this lendingIt is that it can use an unlimited number of times. The main thing to remember is that you need to repay the debt on time. Of course, interest-free loan will be beneficial not for everyone, since it is not designed for long-term borrowings. However, for some it is the only way to purchase the desired item, and not wait to accumulate the required amount of money.