Today, borrowers have the opportunity to take a mortgage, not only for the purchase of apartments, but also to buy a private house on credit.
However, to get approval of the bank in this case is more complicated, since such lending is associated with increased risk.(Further…)
Experts made "black list" of real estate,to which financial institutions are not willing to provide mortgages. Estimated 5-7% failure rate is due to the fact that the lender did not like the purchased apartment.
Therefore, when you make a mortgage you must pay special attention to the bank's requirements for the subject collateral.(Further…)
Mortgage - this is a serious and responsible step for every family.
Therefore, a decision on the mortgage loan must be taken carefully weighing all the "pros" and "cons", taking into account all the positive and negative sides.(Further…)
Mortgage - this is one of the popular bank loans. With the help of a mortgage you can purchase their own housing (in pledge the lender), while not having enough money.
Often, however, potential borrowers are guided by rumors and unverified information.(Further…)
Buying an apartment on the mortgage, we should not forget,that after the completion of payments for obligations need to undergo the procedure of removal of encumbrances on the mortgage, otherwise you will not have full property rights on your property.(Further…)
In order to compensate for the proportion of their costswhen buying a property, you need to use property tax deduction. If you've got an apartment in the mortgage, you can still return and a certain percentage of.
But before taking advantage of tax deduction in the workplace, you need to take a special form to the tax authorities.(Further…)
Today, many banks offer the possibility of purchasing housing in the mortgage without a down payment.
Despite the fact that conditions are less favorable than in the classic mortgage, borrowers agree to them.
For many such loan it is the only option to buy their own homes.(Further…)