The government often raises the question of the abolition of pensions for working pensioners.
Is there is a possibility of such a decision at the legislative level?
Procedure for payment of pensions to working pensioners in 2014
About 13 million Russians, or 1/3 of all pensioners continue to work after retirement. Basically, because the dignity to live today on some pension payments is virtually impossible.
In 2014, the average retirement pension in Russia will amount to 11,144 rubles.
Pensions working pensioners subject to annualRestatement for 12 months from the date of her appointment. Working pensioner or PI can apply for recalculation of the territorial body of the RPF, at any time, or it will automatically be made in August. For example, a citizen was entitled to a retirement pension at age 24 January 2014, the right to conversion will receive a 24 February 2015. Either FIU automatically recalculate his retirement Aug. 1, 2015. The following conversion is possible even after a year.
According to statistics, every year the FIU carries bezzayavitelnuyu adjustment of pensions for working pensioners 12.5 million and 800 thousand. By the statements of people.
The right to recalculate due to the fact that, despitein the retirement age, the employer makes monthly contributions to pension insurance for these employees. Thus, the insurance part of the pension working pensioners grows monthly.
For example, a pensioner receives a salary of 10 thousand river The employer deducts a monthly basis in addition to his salary 22% of the Pension Fund, of which 16% is displayed on the individual account of the pensioner. Accordingly, his pension capital for the year will increase by 19.2 tys.r. (10000 * 0.16 * 12). This is divided into age survival, which is 228 months. Thus, the monthly increase in their pension will reach 19200/228 = 84.2, p.
Options for revising the pension payments for retirees
Under Russian law, the payment of pensionsworking pensioners is made in full. However, the debate on the abolition or cuts pensions for working pensioners are fairly common. This is due to the need to solve the problem of overcoming the deficit of the Pension Fund. One option to solve it is the abolition of the annual adjustment of the retirement pension for working pensioners.
From the viewpoint of the current model in RussianThis pension system would not be quite fair. As for the worker-pensioner employer pays all pension contributions in full. Thus, the pension capital earned working pensioner grows monthly. And if you cancel the recalculation of his pension, it would be logical to cancel, and the need to make pension contributions by the employer.
Also, the Government wanted to reduce the size ofpensions for working pensioners, to limit the payments to the insurance part, as well as to adjust pensions depending on the pensioner incomes (on the basis of the higher wages, the smaller the pension). The final decision on the choice of any of these options has yet been taken.
It is also planned to create incentives for moreLate retirement and long-term employment without a pension. Thus, according to the new pension formula, if the working pensioner will issue a pension after reaching the retirement age, the insurance part of his pension will increase by 1/4. However, the idea of raising the retirement age, it was decided to abandon completely.
An extreme option is the complete abolition of pensionsfor working pensioners or partial for high income earners. It was originally founded in the new pension strategy. Supporters of the decision referred to the fact that pension - it is compensation for lost earnings. A working pensioners did not lose income and, accordingly, pay them a pension should not. But the government assurances, working pensioners continue to receive pension at a rate of 100%, and return to the discussion of this issue is no more.