Many families often wonder: "Can I spend the maternity capital for the purchase of cottages?" How will the legitimate waste of money for the purchase of the site, followed by the construction of dwelling on it?
Knowing the law, you can fulfill your dream and do not disrupt the established frameworks.
"Forewarned is forearmed"
The law permitted the mothercapital improvement of housing conditions. Accordingly, the funds should be directed to the purchase, construction or repair of the dwelling.
In the case of compliance with the money spent on the construction or reconstruction of the premises, they will be reimbursed by the state when you make a documentary evidence.
Upon receipt of the certificate, you can dispose of them to pay for a loan or mortgage, as the original mortgage payment obtained for construction or purchase of residential premises.
Cottage on matkapital: myth or reality?
If you want to spend on maternity capitalpurchase house, should take into account certain conditions. Accommodation must pass state registration and fully comply with all requirements. The word "cottage" shall mean a house, adapted to live on a permanent basis, which complies with all the requirements of the standards established by law. It is necessary to ensure that all the conditions for a full year-round. Spend lighting, water supply, heating, electricity and ensure a good airing.
Emergency room or building unfit for habitation, it is prohibited to buy at the expense of the parent capital.
Registration of land without buildings willillegal. House / cottage / dwelling must necessarily be located on the territory of the Russian Federation, and the room should be issued to all family members, including children under 18 years of age.
Before buying the cottage, find the exact local authorities whether the premises all the standards established by the Housing Code.
If you do decide to buy a dacha in the maternity capital, do not despair, because the certificate may be submitted for the construction of residential and holiday homes.
How to construct
To get the law on pension matpomoschRussian Fund, it is necessary to observe a number of conditions. Purchase a piece of land, located in the city, having the opportunity to address and registration. Erect house, suitable for housing, you will be able to register themselves and to register it. In the future, you can use it as a summer residence. No other version of the law is not provided.
Based on the framework of the law, it is clear thatpurchase country house with the help of maternity capital is possible only when the room is registered as a full-fledged housing with the possibility of permanent residence, as well as the registration of residence and address. In other situations, the acquisition of sites or buildings for maternity capital is illegal and punishable by law.