After the formal employment for the employee starts to be considered as seniority, to which in the future it will be the calculation of pension entitlements.
On the amount of pension depends on the following factors:
- Size zarabotka-
- The amount of deductions on insurance premiums
With self-calculation of pensions should be considered many factors, regulations, laws, which are reflected in the final amount.
To learn how to correctly calculateRetirement should dismantle some of the factors that affect the monthly payments. Work experience is the duration of employment of the citizen, regardless of his position and place of work.
In the primary employment is necessary to design the work book, which will further confirm the number of years of waste and places of employment.
The main components of the pension calculation
The pension of any citizen includes the following:
- Basic, standard part, which are specified by organami-
- The insurance part, which accumulates from organized pension capital and the number of insurance vznosov-
- The part that accumulates during the work.
Features funded pension
Cumulative payments generated by the personalparticipation in pension funds. The amount depends on the amount of funds that have been made before retirement. Proper application of funds will help to achieve the retirement age to accumulate quite a substantial sum of money.
It is very difficult to calculate a pension without helpprofessionals. There are a number of people who know the specifics of the legislation and can provide services in this area. Experts do not only carry out the necessary calculations, but also to assess the possibilities and prospects of the citizen, which will achieve the maximum effect after many years of labor.
calculation of pension
When calculating future pension for a man whose experience should be 25 or more years (for women - 20), you can use the following formula:
RP = SK * WP / ST * FFP where
WP - is the average monthly income of a citizen. The calculation undertake any 60 months.
RFP - the average salary in the country during the period indicated above.
FFP - average wages in the country.
SC - factor which is taken into account for the insured persons and attain to the level of 55%. Each time next year there is an increase by 0.01% over the specified date, but can not exceed 20%.
Coefficient formed depending onlength of service, but may not exceed 75%. The final amount of pension benefits depends on the location of the activity and other factors that must be considered in the calculations.